Core Modules
Engagement Modules
Everything runs through the centre (the hub), so as your product evolves, a single source of truth remains. Each solution uses different modules (the spokes) that can be independently controlled and configured.
See how different modules are used in our Solutions
The Cash module manages fiat currency bank accounts including creation, destruction and administration, along with querying.
E.g. It can be used to query how much money an end-customer has in their cash account, add a beneficiary.
The Payments module communicates with the underlying payment rails to send, receive and settle monetary amounts with the central bank.
E.g. This module can be used to send money through an instant payments rail on behalf of an end-customer making a purchase.
The FX module handles foreign fiat currency exchanging across a number of available currencies. Where possible, it facilitates same day settlement, through an FX broker with bank accounts in many jurisdictions.
E.g. An end-customer can convert fiat currency from SGD to USD.
Card Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
The Investments module facilitates the trading of multiple assets like ETFs, precious metals, and stocks. Custom portfolios can be created by mixing any of the available asset in a region.
E.g. A precious metals portfolio can be created for an end-customer, composed of 50% Gold, 25% Silver, 25% Platinum.
Trade Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
The Insurance module can facilitate the purchasing of insurance products like Retail, Health and Life insurance. Custom insurance products can also be configured using any of the available brokers in the region.
E.g. An end-customer could be offered three life insurance package options.
*Coming soon
Loan Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
The Credit module is a Loan Management System that can handle disbursement, tracking, regular collections and interest calculations. In the near future it will be extended to encompass a full Loan Origination System (LOS) as well.
E.g. A loan can be issued to an end-customer and their installments can be tracked.
Lending Origination System Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
The Ledger module is effectively a double entry bookkeeping system, which forms the bedrock for all the other modules. This module can be used to create any custom logic that needs implementing.
E.g. Keeping track of reward points awarded to an end-customer.
The Compliance module defines multiple compliance related journeys. These journeys can be designed to ensure regulatory requirements are being met.
E.g. KYC and AML journeys where customers can verify their end-customers identity for onboarding and then monitor ongoing activity.
The Risk module can be used to constantly evaluate the risk profile of a customer’s end-customer. Evaluation will be based on any defined profile parameters or specific transaction criterion that has been set.
E.g. A rule can be defined to profile a 20 year old, unemployed individual as a medium-risk end-customer.
Profile Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Reports Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Audit FX Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Case Management Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
KMS FX Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Notification Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Retail Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Business Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Behavioural Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Reward Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Org Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Profile Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Reports Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Audit Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Case Management FX Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
KMS FX Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.
Notification Experience a seamless integration journey. Our modular architecture allows you to build, test, and deploy compliant financial products rapidly.