Bank on Us for High-Volume, Compliant Disbursement
Process large transaction files, including payroll, pensions, and vendor payments, with maximum efficiency, transparent reconciliation, and end-to-end security.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
Automated File Processing and Execution
Our Bulk Payments solution provides the dedicated infrastructure for institutional disbursements. It supports multi-file format ingestion, automated validation, and guaranteed delivery through resilient payment rails.
Secure File Ingestion
Accept payment files in various industry-standard formats (e.g., ISO 20022, CSV) via secured channels (SFTP, API), with built-in data encryption.
Batch Validation and Pre-screening
Automatically validate recipient accounts, perform syntax checks, and pre-screen against internal fraud controls before initiating payment processing.
Configurable Release Workflows
Establish multi-level authorization rules and release schedules, allowing corporate treasury teams to control payment timing and risk exposure.
Operational Security and Auditability
Mitigate fraud and operational risk inherent in high-value, high-volume batches with mandatory authorization controls, automated fraud scrubbing, and comprehensive logging.
Non-Repudiation Audit Logs
Maintain a detailed, tamper-proof log of every payment file's submission, validation, authorization, and execution status for full regulatory auditability.
Dual Authorization Controls
Enforce mandatory separation of duties (maker-checker) for file submission and final payment release, ensuring corporate governance.
Real-Time Fraud Scrubbing
Apply real-time pattern analysis and blacklisting against recipient lists to flag and hold suspicious transactions within the batch before execution.
Efficient Reconciliation and Status Tracking
Reduce manual effort in payment reconciliation and provide treasury teams with transparent, real-time tracking of individual payments within the overall batch execution.
Transparent Status Tracking
Provide instant, granular visibility into the execution status of every individual payment within a large batch, enhancing treasury oversight.
Automated Failed Payment Resolution
Immediately notify the client of failed payments (due to invalid accounts or formatting) with clear return codes to facilitate rapid correction and resubmission.
Integrated Reconciliation Reports
Generate customizable, consolidated reports detailing batch status, success rates, fees, and reconciliation data for accounting integration.