Bank on Us for Control and Visibility of Business Spending
Launch multi-user debit card programs with granular spending limits, integrated expense coding, and streamlined treasury account reconciliation.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
Multi-User Expense Management Platform
Our platform enables institutional clients to issue physical and virtual debit cards tied to corporate accounts, empowering employees and departments while ensuring centralized control and real-time expense oversight.
Digital Card Issuance
Instantly issue virtual debit cards for online or mobile use, and manage efficient production and distribution of physical cards for employees and teams.
Granular Spending Limits
Define specific spending limits by individual cardholder, merchant category (MCC), time of day, or geographic location, all managed via API.
Integrated Expense Coding
Allow employees to tag expenses with corporate codes (e.g., project IDs, departments) at the point of purchase for immediate treasury reconciliation.
Corporate Control and Security Infrastructure
Mitigate financial loss and ensure corporate governance through mandatory dual authorization on large transactions, secure tokenization, and comprehensive, auditable expense logs.
Secure Tokenisation
Replace sensitive Primary Account Numbers (PANs) with secure tokens, protecting company card data during storage and provisioning for mobile use.
Real-Time Transaction Screening
Apply behavior-based risk scoring and customizable rules to flag and hold suspicious commercial transactions instantly at the authorization stage.
Multi-Level Approval Workflows
Implement custom workflows that mandate secondary managerial approval for large or unusual purchases before final authorization.
Seamless Reconciliation and Portfolio Oversight
Streamline the monthly close process by providing treasury teams with automated reconciliation feeds, real-time transaction reporting, and centralized control over user access.
Integrated ERP/Accounting Feeds
Provide direct, secure transaction data feeds to corporate Enterprise Resource Planning (ERP) and accounting software for automated expense reconciliation.
Centralized User Management
Grant administrative clients a unified dashboard to instantly activate/deactivate cards, adjust individual limits, and manage user access permissions.
Automated Lifecycle Events
Automate all card servicing events, including expiry notifications, replacements, and secure card cancellation upon employee termination.