Bank on Us for Compliance and Opportunity in Open Finance
Transform regulatory obligations into strategic opportunities by offering secure, compliant data and service access via standardized Open Banking APIs.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
The Integrated Open Banking Compliance Layer
Our module provides the infrastructure to adhere to regional Open Banking mandates while creating new revenue streams through secure, controlled access to data and payment initiation services for approved third parties.
Standardized API Endpoints
Expose core banking data (accounts, transactions) and payment services via APIs compliant with global standards (e.g., PSD2, UK Open Banking, regional equivalents).
Consent Management Engine
Implement a centralized, auditable system for managing and revoking customer consent for data sharing and service initiation with third-party providers (TPPs).
Developer Onboarding Portal
Streamline the process for vetting, registering, and granting secure API access to approved Third-Party Providers (TPPs) in a controlled environment.
Secure Data Sharing and Authentication
Protect customer data with mandatory strong customer authentication (SCA), stringent access controls, and real-time transaction monitoring tailored for TPP usage patterns.
Strong Customer Authentication (SCA)
Enforce multi-factor authentication protocols for customer consent and high-risk actions, aligning with regulatory requirements for data access.
API Traffic Monitoring
Apply real-time monitoring and anomaly detection to TPP access patterns to identify and block potential security threats or unauthorized data requests.
Non-Repudiation Audit Logs
Maintain detailed, immutable records of every data access request, consent status, and service initiation performed by TPPs.
Strategic Oversight and Monetization
Turn compliance into a competitive advantage by monitoring API usage, driving high-value partnerships, and establishing clear fee structures for premium service access.
API Usage Analytics
Provide real-time data on API call volume, latency, and TPP utilization rates to inform resource allocation and monetization strategies.
Monetization and Billing Tools
Implement granular billing and usage tracking for TPPs accessing premium or high-volume data/payment services.
Strategic Partner Management
Utilize data and tools to identify, onboard, and manage TPPs that offer high-value services to your customer base.