Bank on Us for Instant Issuance of Consumer Debit Cards
Launch flexible, digital-first debit card programs linked to consumer deposit accounts, with advanced transaction controls and integrated fraud protection.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
Agile Digital and Physical Card Issuing
Our platform supports the full debit card lifecycle, enabling instant digital issuance via mobile wallets and efficient physical card production, all managed through the Core Banking Engine.
Instant Digital Issuance
Issue virtual debit cards immediately upon account opening, allowing customers to provision them directly into mobile wallets (Apple Pay, Google Pay) instantly.
Real-Time Transaction Controls
Empower customers and institutions to define instant transaction rules, including spending limits, geographical restrictions, and merchant category blocks, directly via API.
Simplified Dispute Workflow
Integrate customer dispute and chargeback processing directly into the platform, providing structured workflows and notifications to minimize operational overhead.
Tokenisation, Fraud Protection, and Compliance
Mitigate fraud and protect cardholder data with mandatory Tokenisation, real-time transaction screening, and a PCI-DSS compliant infrastructure that meets global card network standards.
Secure Tokenisation
Replace sensitive Primary Account Numbers (PANs) with secure tokens, protecting card data in storage and during mobile wallet provision processes.
Real-Time Fraud Monitoring
Apply behavior-based risk scoring and customizable rules to flag and decline suspicious transactions instantly at the authorization stage.
Automated Regulatory Holds
Automatically place holds or limits on card programs based on regulatory requirements or internal risk flags, ensuring immediate compliance.
Data-Driven Portfolio Management and Servicing
Gain granular insights into consumer spending habits, optimize interchange revenue, and efficiently manage the ongoing service lifecycle of the card portfolio.
Integrated Roundups & Rewards
Configure digital features like transaction Roundups (for savings) and customizable cashback or loyalty rewards programs directly on the card processing feed.
Portfolio Analytics Dashboard
Provide real-time data on transaction volume, interchange fee capture, and consumer spending patterns across different merchant categories.
Card Lifecycle Management
Automate all card servicing events, including activations, PIN changes, expiry notifications, replacements, and secure card closure.