Bank on Us for Secure Tokenisation and Data Protection
Implement military-grade tokenization to replace sensitive cardholder data, enabling digital wallet provisioning and achieving critical compliance standards like PCI-DSS.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
The Foundation of Secure Digital Card Issuance
Our Tokenisation module is fully integrated with the card program lifecycle, converting sensitive Primary Account Numbers (PANs) into secure, non-sensitive tokens that protect data at rest and during transaction processing.
Instant Token Generation
Generate and map tokens instantly upon card issuance, ensuring every card, physical or virtual, is secured immediately against data breaches.
Digital Wallet Provisioning
Seamlessly integrate with major mobile wallet providers (e.g., Apple Pay, Google Pay) to provision tokens, allowing customers to use their cards instantly.
Universal Token Mapping
Manage and map tokens across all processing channels and systems using a centralized hub, simplifying transaction reconciliation and analytics.
PCI Compliance and Risk Reduction
Tokenisation drastically reduces the scope of PCI-DSS compliance by minimizing the systems that handle actual cardholder data, thereby reducing the institution's fraud liability and audit burden.
PAN Vaulting and Encryption
Securely store and encrypt the original Primary Account Numbers (PANs) in a highly protected vault, isolated from the primary transaction network.
Scope Reduction
By replacing PANs with tokens across most systems, the compliance scope for PCI-DSS requirements is minimized, saving operational costs and risk.
Tamper-Proof Token Management
Ensure tokens cannot be reversed or decrypted without the master cryptographic key, preventing malicious actors from reversing tokens back into PANs.
Operational Efficiency and Lifecycle Management
Gain operational clarity by managing the lifecycle of both the card and the associated tokens, ensuring seamless transitions during card expiry, replacement, or cancellation.
Unified Data Analytics
Analyze transaction data, spending patterns, and risk across tokens and channels from a single, centralized analytics dashboard.
Automated Token Deactivation
Automatically deactivate all associated tokens when a physical or virtual card is reported lost, stolen, or expired, instantly securing the account.
Token Replacement Service
Facilitate the secure replacement of existing tokens with new ones without requiring re-provisioning of the physical card or re-engagement from the cardholder.