Bank on Us for Secure, High-Availability Transaction Acceptance
Provide merchants and institutional partners with a PCI-DSS compliant front-end for processing card and alternative payments securely, linked directly to your core.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
Integrated Processing and Authorization
Our Payment Gateway module ensures maximum authorization rates and minimizes transactional latency. It securely captures, encrypts, and routes payment data to the appropriate processing network while maintaining a direct connection to the core ledger.
PCI-DSS Compliant Infrastructure
Provide a certified, secure environment for handling sensitive cardholder data, significantly reducing the compliance burden on your institutional clients.
Real-Time Transaction Routing
Ensure maximum authorization rates by intelligently routing transactions to the optimal processing rail based on currency, card type, and network performance.
Single API for All Payment Types
Offer a unified API gateway that accepts various payment methods, including credit/debit cards, digital wallets, and local payment schemes.
Advanced Fraud Scrubbing and Data Encryption
Mitigate financial loss and meet all card network regulations with automated fraud detection tools, real-time security checks, and advanced end-to-end data encryption.
Tokenisation and Encryption
Replace sensitive card data with secure, non-sensitive tokens for storage, and ensure all data in transit is protected via strong encryption.
3D Secure and Risk Scoring
Implement mandatory 3D Secure authentication and layered, customizable risk scoring rules to challenge potentially fraudulent transactions.
Real-Time Card Validation
Validate card issuer details, expiry dates, and perform CVV/address verification in real-time before authorizing any transaction.
Operational Oversight and Merchant Support
Provide institutional clients with transparent, consolidated reporting and intuitive tools for managing transaction exceptions, chargebacks, and settlement reconciliation.
Consolidated Merchant Reporting
Offer a centralized dashboard providing real-time views of transaction volume, authorization rates, chargeback ratios, and settlement status.
Automated Chargeback Management
Streamline the complex chargeback process with automated alerts, document request workflows, and integrated dispute resolution tools.
Multi-Channel Support
Provide API support and specialized service integration for various environments, including e-commerce, mobile apps, and point-of-sale (POS) systems.