Bank on Us for Agile Credit and Working Capital Cards
Launch revolving credit lines and specialized corporate card programs with real-time risk assessment, granular spending controls, and streamlined expense management.
The Modular Foundation for Service Delivery
Access to fully compliant, modular, core banking services, allowing institutions to launch products rapidly without managing complex backend infrastructure.
The Corporate Credit Management Platform
Our platform enables institutional clients to issue secure physical and virtual corporate credit cards, providing employees with purchasing power while ensuring treasury teams maintain strict financial oversight and control.
Digital Credit Underwriting
Integrate external data and internal risk models to automate credit decisions for business applicants based on sophisticated financial health analysis.
Multi-Tiered Credit Limits
Define specific revolving limits at the corporate, departmental, and individual cardholder level, managed dynamically via API.
Instant Virtual Card Issuance
Issue secure, temporary, or single-use virtual cards for vendor payments or online spending immediately, improving security and reducing fraud exposure.
Corporate Governance and Risk Mitigation
Mitigate credit risk and ensure corporate governance through mandatory dual authorization, secure tokenization, and comprehensive expense coding that meets audit standards.
Non-Repudiation Audit Logs
Maintain a detailed, tamper-proof log of every transaction, authorization decision, and credit limit adjustment for full regulatory transparency.
Real-Time Transaction Screening
Apply behavior-based risk scoring and customizable rules to flag and hold suspicious commercial transactions instantly at the authorization stage.
Mandatory Dual Authorization
Implement multi-level approval workflows that mandate secondary managerial approval for high-value or unusual transactions before final authorization.
Expense Management and Portfolio Oversight
Streamline monthly financial close processes by providing treasury teams with automated reconciliation feeds, real-time transaction reporting, and centralized expense coding control.
Integrated Expense Coding
Enable employees to tag purchases with corporate codes (e.g., project IDs, departments) at the point of purchase for immediate treasury reconciliation.
Automated Statement and Billing Cycles
Manage customizable billing cycles, generate regulatory-compliant statements, and automate payment processing and delinquency tracking.
Integrated ERP/Accounting Feeds
Provide direct, secure transaction data feeds to corporate Enterprise Resource Planning (ERP) and accounting software for automated expense reconciliation.